Private Banker – Rural Portfolio – FNB (First National Bank

September 5, 2026

Job Description

Job Summary

To proactively optimise a portfolio of Wealth Clients with the objective of addressing their financial needs and ensuring client profitability as well as retaining the client base. Hello Future Private Clients Private Banker – Rural Portfolio. Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Key Responsibilities

  • Stay customer-focused while demonstrating leadership in driving business growth and profitability
  • Own and manage a portfolio of Private Clients, acting as the primary relationship contact and taking accountability for the growth, retention, profitability and overall quality of those relationships
  • Manage risks within your area of responsibility while driving sustainable business growth
  • Identify and capitalise on opportunities to expand the customer base with profitable Private Clients
  • Achieve revenue and profit growth by managing and deepening existing client relationships, acquiring new clients, growing lending and investment balances and increasing transactional revenue
  • Analyse and understand clients’ financial circumstances and banking needs to ensure FNB is appropriately positioned as their primary banking partner
  • Identify opportunities across lending, transactional banking, investments and other relevant FNB and FirstRand solutions, connecting clients with the appropriate specialists where required
  • Proactively manage client retention by identifying relationships at risk and taking appropriate action to retain and deepen valuable client relationships
  • Apply sound knowledge of credit and financial principles to identify and structure appropriate lending solutions while effectively managing associated credit and portfolio risk
  • Lead with strong relationship management, leveraging your knowledge of finance, credit and Private Banking to deliver exceptional client and commercial outcomes
  • Proactively manage a geographically dispersed rural client portfolio, including regular outbound client engagement and travelling to meet clients where appropriate
  • Communicate effectively, work independently and take personal accountability for your portfolio and results
  • Demonstrate strong management, coordination and follow-up skills to ensure client requirements are completed efficiently while maintaining a customer-focused approach
  • Build effective relationships across internal stakeholders and specialist areas to coordinate appropriate end-to-end solutions for clients

Requirements

  • Have a relevant industry qualification or Commerce degree
  • Possess 3 to 5 years of experience in a similar client-facing banking environment, ideally within Private Banking, Business Banking, Commercial Banking or Wealth Management, at a management or junior specialist level
  • Have demonstrated experience in managing, growing and/or developing client relationships or portfolios
  • Have strong knowledge of credit, risk management, banking products and compliance requirements
  • Possess strong commercial acumen and the ability to identify opportunities to grow customer relationships across lending, transactional banking, deposits and investments
  • Hold a valid driver’s licence and have own/reliable transport
  • Are flexible and able to travel frequently across the regions serviced by the rural portfolio
  • Demonstrate an understanding of the unique financial needs and opportunities of rural clients, including agricultural, business and personal financial requirements
  • Understand the servicing requirements and operational complexities associated with geographically dispersed Private Clients
  • Possess excellent interpersonal and communication skills, with the ability to engage with and build trust across diverse communities and establish long-term client relationships
  • Demonstrate strong judgement, integrity, discretion and commitment to professional client service

How to Apply

To apply, please visit: firstrand.wd3.myworkdayjobs.com

REF Code: R53255

Closing Date: 2026-09-19

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