Job Description
Join Our Dynamic Team
The Legal Officer will provide legal and compliance support to the Pension-Backed Home Loan (PBHL)
operations, ensuring that all transactions, documentation, and processes adhere to statutory, contractual,
and regulatory requirements. The role focuses on drafting, reviewing, and managing loan, collateral, and
contractor documentation, supporting risk mitigation, and ensuring that the PBHL scheme operates within
the approved legal and governance framework.
Key Responsibilities
• Draft, review, and vet loan agreements, pledge and guarantee forms, contractor contracts, service-
level agreements, and other PBHL-related legal documents.
• Ensure compliance with the scheme rules, internal policies, and relevant laws and NAMFISA
regulations.
• Provide legal opinions and advisory support on property ownership, land tenure (PTOs, leaseholds,
title deeds), and collateral enforceability.
• Manage and track all contractual obligations and renewals under the PBHL framework.
• Support the Legal and Compliance department in resolving disputes, arrears recovery, and
enforcement actions where necessary.
• Ensure that risks are identified, documented, and mitigated in collaboration with the Compliance and
Risk department.
• Provide periodic reports and updates to the Manger: Legal and Compliance on legal compliance, risks,
and contractual matters.
• Ensure the safeguarding, custody, and security of all legal, loan, and client-related documents,
maintaining proper filing, confidentiality, and archival systems in line with company policies and
regulatory standards.
• Provide secretariat support to the Credit Committee, including preparing meeting packs, recording
deliberations and decisions, and ensuring proper documentation and follow-up on committee
resolutions.
Vacancy
Legal Officer
We Are
Hiring!Join The Team
Job Requirements
• Bachelor of Laws (LLB) or BCom (Law) degree, or an equivalent legal qualification from a recognized
institution; admission as a Legal Practitioner will be an added advantage.
• Possession of relevant professional certifications in Compliance, Contract Management or Drafting,
Risk Management, Alternative Dispute Resolution (ADR), or Conveyancing will be an added
advantage.
• Minimum 2 years working experience.
Key Skills & Competencies
• Knowledge of land tenure systems and pension-backed lending frameworks.
• High proficiency in legal drafting, research, and documentation management.
• Effective communicator with the ability to engage external and internal stakeholders.
• Strong capacity to interpret legislation, resolve disputes, and provide sound legal opinions.
• Demonstrates professionalism, ethical conduct, and a proactive mindset focused on compliance.
A comprehensive and fair remuneration is offered, aligned to skills and qualifications. Interested
candidates should forward their resumes, accompanied by Certified Copies of ID, Educational
Qualifications, including three contactable references, in strict confidence to:
Email: [email protected]
Closing date for applications: 6 November 2025
First Capital Treasury Solutions is an equal opportunity employer and encourages previously
disadvantaged people and those with disabilities to apply.
The advert has minimum requirements listed. Management reserves the right to use additional/relevant
information as criteria for shortlisting. Applicants who do not receive any response within three weeks after
the closing date must accept that their applications were not considered favourable. FCTS regrets that it
cannot return documents.
No late applications will be accepted.
