Senior Manager, Credit Evaluation – Standard Bank Namibia

Experience:

• 5-7 years: Experience in the finance industry with specific exposure to large transaction underwriting is a key skill for this position.
• 5-7 years: Extensive banking and bank product knowledge, with 2 years supervisory experience in the Banking Client and product solution environments.

Key Responsibilities:

• Ensure that the Credit Procedure Manual, Local Credit Policy and Risk Acceptance Criteria Manual are in place and that they conform to best practice at all times.
• Evaluation of credit proposals and applications to assess whether the deal’s credit risk is sufficiently contained within acceptable risk parameters.
• Proactively drive the review process of existing facilities, ensure a consistent thorough and timely evaluation of all existing facilities
• Detects and evaluate shifts or changes in key risk parameters and evaluate the implications of such changes on continued banking relationship.
• Oversee that Private Banking accounts identified as problematic are taken up with the Business Unit to ensure that remedial action is taken where possible to regularize the exposure or escalate them to Rehabilitation & Recoveries.

Behavioural Competencies:

• Examining Information
• Exploring Possibilities
• Interacting with People
• Providing Insights
• Understanding People

Technical Competencies:

• Compliance
• Product and Services Knowledge
• Risk Management
• Stakeholder Management
• Strategic Alignment & Execution